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Here's what Roger Ebert has to say about different types of movies:
A children's movie is a movie at which adults are bored. A grown-up movie is a movie at which children are bored. A family movie is a movie at which, if it's good, nobody is bored.
That might not be entirely true—I doubt many children would be bored by, say, Saving Private Ryan, but they might be scared into years of recurring nightmares. Still, it's a good guideline for films you're not sure how to categorize, and which are at least safe for kids to watch.